Travel Insurance Saver

Off-piste and Back Country Skiing

You may be able to include Off-Piste Skiing on Single Trip policies only. Not available for Canada and the United State. Also not available on Annual Multi Trip policies.

What is Off-Piste Skiing Travel Insurance

Off-piste (or backcountry) skiing or boarding means ‘going out of bounds’, i.e. outside the resort boundary (if there is a boundary) or off the marked pistes if within the resort area. If you are going out of bounds or outside marked areas of the resort, we recommend you do so with a fully qualified local guide. If you state that you want off piste cover you are insured for off-piste without a guide provided that you are not going alone or going against advice. Some areas within a resort may be considered out of bounds because they are hazardous. In most parts of North America, going out of bounds contravenes local law and therefore there would not be any cover in place.

Off Piste Snowboarding Travel Insurance


It is your responsibility to ensure that on any particular day you are aware of and obey local advice, information and instructions given by the resort authorities and that you obey any signs and information you encounter on the mountain – it is your responsibility to find out. If a section is marked ‘closed’ there will be a very good reason for it (e.g. high avalanche danger) and ignoring such signs or advice may invalidate your cover. You should be aware that under the terms of cover, needless self-exposure to peril except in an endeavour to save human life may invalidate your cover. It is a condition of cover that you abide by the International Ski federation – Snow Sports Rules as shown here .

International Ski federation – Snow Sports Rules

  1. Respect for others
    A skier or snowboarder must behave in such a way that he does not endanger or prejudice others
  2. Control of speed and skiing or snowboarding
    A skier or snowboarder must move in control. He must adapt his speed and manner of skiing or snowboarding to his personal ability and to the prevailing conditions of terrain, snow and weather as well as to the density of traffic.
  3. Choice of route
    A skier or snowboarder coming from behind must choose his route in such a way that he does not endanger skiers or snowboarders ahead.
  4. Overtaking
    A skier or snowboarder may overtake another skier or snowboarder above or below and to the right or to the left provided that he leaves enough space for the overtaken skier or snowboarder to make any voluntary or involuntary movement.
  5. Entering, starting and moving upwards
    A skier or snowboarder entering a marked run, starting again after stopping or moving upwards on the slopes must look up and down the slopes that he can do so without endangering himself or others.
  6. Stopping on the piste
    Unless absolutely necessary, a skier or snowboarder must avoid stopping on the piste in narrow places or where visibility is restricted. After a fall in such a place, a skier or snowboarder must move clear of the piste as soon as possible.
  7. Climbing and descending on foot
    A skier or snowboarder either climbing or descending on foot must keep to the side of the piste.
  8. Respect for signs and markings
    A skier or snowboarder must respect all signs and markings.
  9. Assistance
    At accidents, every skier or snowboarder is duty bound to assist.
  10. Identification
    Every skier or snowboarder and witness, whether a responsible party or not, must exchange names and addresses following an accident.

Travel insurance when Off-piste and Back Country Skiing

If you are planning on travelling overseas and you need off-piste and back country skiing cover you can apply on all Single Trip International policies.

Single Trip - International Policies include

  • Comprehensive
  • Essentials
  • Medical Only
Off-Piste cover is not available for Canada or the United States. If you are travelling to Canada or the USA you will not be able to include Off-Piste Snow Sports Cover. Only On-Piste Cover is available for Canada and the USA. 
 
Applying for Off-Piste Snow Sports Cover.
  • Get a Single Trip quote using the quote panel 
  • Click on "I'd like cover for Snow Sports"
  • Select the dates you want Snow Sports cover for.
  • Click on "I need additional cover for off-piste or back country skiing/snowboarding"
  • Read and click "I've read and understand the off-piste and back country skiing terms and conditions of cover" to apply Off-Piste Snow Sports cover to your single trip policy. 
 
Annual Multi Trip
Our Annual Multi Trip polices only cover on-piste snow sports cover. On-piste snow sports cover is automatically applied for up to 23 days. Off Piste Skiing is not available on any Annual Multi Trip policies. 
 
Find out more about snow sports travel insurance.

Snow Travel Insurance

Please get a quote or view the PDS to view Overseas Medical Expenses & Assistance, Medical Evacuation, Cancellation Fees, Lost Deposits and Curtailment and also cover for rental vehicle insurance excess and more.

All international travel insurance plans allows for online medical screening to determine if your pre-existing medical conditions can be covered. Once you have completed the medical screened and been approved you can include cover for this your pre-existing medical conditions.

Some conditions and general exclusion may apply to travel insurance when off-piste skiing and snowboarding:

Cover may be available for off-piste and back country snow sports related events depending on the event on a single trip policy only. Claims are assessed on a case-by-case basis. Please note that other general exclusions, conditions and limitations may apply. To know what you are and are not covered for, make sure you have fully read and understood the Product Disclosure Statement.

Travel insurance when off piste skiing and snowboarding

Snow sports travel insurance and cancellation cover (Off-Piste)

If you are heading away on a snow-trip, you may wish to consider a travel insurance plan with optimal cancellation cover. The snow sports optional extra for off-piste is only available under Single Trip international travel insurance plans. The Cancellation Fees, Lost Deposits and Curtailment can be seen by getting a quote or viewing the PDS. 

Cover is subject to the policy terms, conditions, limitations, and exclusions set out in the current Combined Financial Services Guide and Product Disclosure Statement (PDS). Make sure you’ve read and understood the (PDS) prior to choosing a travel insurance policy.    

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