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Travel Insurance Quote
Get Your Travel Insurance Quote Online: Fast & Simple for Your Next Journey
Looking for the right travel insurance can be simple and efficient with Travel Insurance Saver’s online quoting system. From multi-trip policies for frequent travellers to medical-only plans, the online quote process is streamlined to help you find coverage tailored to your unique needs. This guide may help you understand the types of coverage available, what’s included and excluded, and how to obtain a quote with specific coverage options like snow sports, cruises, and COVID-19 protection.
Types of Coverage Options Available Online
- Annual Multi-Trip vs. Single-Trip Coverage
- Annual Multi-Trip Insurance: Ideal for frequent travellers, this plan offers comprehensive coverage across multiple trips in a year. Each trip duration is limited by the policy, but you’ll benefit from uninterrupted coverage, which may include medical emergencies, lost baggage, and personal liability protection.
- Single-Trip Insurance: For those planning one-time travel, single-trip coverage may provide comprehensive protection for the duration of that specific trip. Coverage may include medical expenses, trip cancellation fees, personal belongings, and more.
- Annual Multi-Trip Insurance: Ideal for frequent travellers, this plan offers comprehensive coverage across multiple trips in a year. Each trip duration is limited by the policy, but you’ll benefit from uninterrupted coverage, which may include medical emergencies, lost baggage, and personal liability protection.
- Comprehensive Cover Option - Travel Insurance Saver’s comprehensive may cover offers extensive protection, including:
- Cancellation Fees and Lost Deposits: Reimbursement for cancellations due to unforeseen events such as illness, injury, or natural disasters.
- Emergency Medical Assistance and Medical Expenses: Unlimited coverage for emergency medical treatment and hospitalisation costs while travelling abroad.
- Personal Liability: Coverage for accidental injury to others or damage to property.
- Baggage and Personal Effects: Protection for loss, theft, or damage to your belongings.
- Cancellation Fees and Lost Deposits: Reimbursement for cancellations due to unforeseen events such as illness, injury, or natural disasters.
- Medical-Only Cover Option - For travellers primarily concerned with health risks, Medical-Only Cover focuses on:
- Emergency Medical Assistance: Unlimited medical expenses for necessary treatments abroad.
- Evacuation and Repatriation: May include transport to your home country if medically required.
- 24/7 Emergency Assistance through Chase Underwriting: Immediate assistance for any medical emergency or necessary travel adjustments.
- Emergency Medical Assistance: Unlimited medical expenses for necessary treatments abroad.
What’s Covered and What’s Not
Understanding coverage limits and exclusions is essential for an informed decision:
- Covered: Emergency medical expenses, personal liability, lost deposits, delayed or lost baggage, and some cancellation costs (Essentials and Comprehensive travel plans only).
- Not Covered: Pre-existing medical conditions not declared and approved, risky activities (without additional coverage), unattended belongings, and situations arising from intoxication or reckless behaviour.
Refer to the PDS for full policy details to ensure you are aware of all terms and exclusions specific to your chosen plan.
Getting a Quote Online: Simple Steps and Requirements.
To get an online travel insurance quote, you will need to enter the following details:
- Trip Details: Include your destination, travel dates, and duration.
- Personal Details: Provide information about your age and any pre-existing medical conditions.
- Optional Extras: Choose additional cover options if relevant, such as COVID-19 cover, snow sports cover, or cruise cover.
The online system will generate a travel insurance quote based on your specific needs, so you can find coverage that matches your trip requirements.
Snow Sports Travel Insurance Quote
For travellers planning winter adventures, adding Snow Sports Cover to your quote is essential. This option covers:
- On-Piste Skiing and Snowboarding: Protection for injuries and related medical expenses.
- Equipment Coverage: Reimbursement for damaged or lost snow sports equipment.
- Trip Cancellations: Due to weather-related issues impacting your ski or snowboarding plans.
Simply select the dates of your intended snow sports activities when obtaining your quote, and coverage will be included for these dates.
Cruise Cover Travel Insurance Quote
Cruise vacations involve unique risks, and Travel Insurance Saver offers Cruise Cover to provide additional protection:
- Emergency Medical and Evacuation Coverage: May include medical treatment on the ship and transport if medical evacuation is required.
- Missed Ports and Prepaid Excursion Cancellation: Reimbursement for prepaid excursions if you cannot participate due to confinement.
- Cabin Confinement Allowance: Compensation for time spent in your cabin due to illness or injury.
When getting your quote, select cruise coverage to ensure your travel insurance is tailored to the specific needs of a cruise.
COVID-19 Travel Insurance Quote
With changing travel requirements, COVID-19 Cover if your trip is impacted by the pandemic. This coverage may include:
- Trip Cancellations or Curtailments: Reimbursement for non-refundable costs if your travel is cancelled or interrupted due to COVID-19.
- Medical Coverage: Covers treatment and hospitalisation if you contract COVID-19 while abroad.
- Additional Accommodation and Travel Costs: In the event of mandatory quarantine or other COVID-related delays.
Add this option when obtaining your quote to ensure that you’re protected against COVID-19 disruptions.
24/7 Emergency Assistance by Chase Underwriting
Travel Insurance Saver policies include 24/7 emergency support through Chase Underwriting. Whether you need assistance with medical issues, repatriation, or trip modifications due to unforeseen circumstances, the team is available around the clock to offer guidance and support.
Frequently Asked Questions (FAQ) for Getting a Travel Insurance Quote Online
- What information do I need to get a travel insurance quote online?
- You will need to provide your travel destination, dates, duration, age, and any optional cover you’d like, such as COVID-19, snow sports, or cruise coverage.
- You will need to provide your travel destination, dates, duration, age, and any optional cover you’d like, such as COVID-19, snow sports, or cruise coverage.
- Can I get coverage for pre-existing medical conditions?
- Yes, some pre-existing conditions may be covered, but you must complete a health assessment questionnaire. Approval is required, and additional charges may apply.
- Yes, some pre-existing conditions may be covered, but you must complete a health assessment questionnaire. Approval is required, and additional charges may apply.
- How do I add COVID-19 or cruise cover to my policy?
- Simply select these options during the online quote process, and they will be added to your coverage with an adjusted premium.
- Simply select these options during the online quote process, and they will be added to your coverage with an adjusted premium.
- Is there a difference between multi-trip and single-trip quotes?
- Yes, multi-trip policies may cover multiple journeys within a year, whereas single-trip policies are for one specific journey. You can choose either based on your travel frequency.
- Yes, multi-trip policies may cover multiple journeys within a year, whereas single-trip policies are for one specific journey. You can choose either based on your travel frequency.
- How long does it take to get my quote?
- The online system provides a quote in just a few seconds once you’ve entered your trip details.
Cover is subject to the policy terms, conditions, limitations, and exclusions set out in the current Combined Financial Services Guide and Product Disclosure Statement (PDS). Read the (PDS) prior to choosing a travel insurance policy.
