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Travel Insurance for the Family
Family Travel Insurance: Protecting Your Loved Ones on Holiday
Looking for comprehensive travel insurance for your family? Compare our policies online, read the PDS, and get a quote today. Need help? Contact us to discuss your options.
Family Travel Insurance:
Need family travel insurance for your upcoming holiday? Travel Insurance Saver offer a number of travel insurance products online which may be suitable for a family holiday. With free cover for children, the products available include cover for overseas medical costs, cancellation of trip, luggage, and more.
There are also optional extras like cruise travel insurance for a family holiday or snow sports cover for your family skiing or snowboarding adventure. Travel Insurance Saver also offer cover for an extensive list of adventure and sporting activities. Selecting the appropriate travel insurance product for your family holiday can help protect from any unforeseen events that may occur while travelling. You can continue reading our family travel insurance information guide, or get a quote today and protect your family’s holiday.
Key Features of Family Travel Insurance:
- Overseas Medical Cover: Medical emergencies can happen anytime, anywhere. Our family travel insurance includes comprehensive overseas medical cover, ensuring your family receives the necessary treatment and care while abroad. This covers hospitalisation, doctor's visits, medications, and even emergency medical evacuation if needed.
- Cancellation Cover: Trip cancellations can be a major financial setback. Our family travel insurance protects your investment by covering cancellation fees for flights, accommodations, and other prepaid expenses. This coverage typically applies to unforeseen events like illness, injury, or a death in the family, allowing you to recoup your costs and reschedule your trip without significant financial loss.
- Lost Deposits Cover: If your travel supplier goes bankrupt or ceases operations, your non-refundable deposits are at risk. Our family travel insurance includes lost deposits cover, reimbursing you for these losses and ensuring your family's holiday plans aren't derailed by unforeseen circumstances.
- Holiday Curtailment Cover: Sometimes, unexpected events force you to cut your trip short. Holiday curtailment cover compensates you for the unused portion of your trip, including accommodations, activities, and flights. This ensures you're not left out of pocket if you need to return home early due to covered reasons like illness, injury, or a family emergency.
- Annual Multi-Trip Cover: For families who travel frequently, an annual multi-trip policy offers convenience and cost savings. This type of policy covers multiple trips within a year, as long as each trip doesn't exceed the specified duration. With annual multi-trip cover, you can enjoy hassle-free travel insurance protection for all your family adventures throughout the year.
- Snow Sports and Activities Cover: If your family enjoys skiing, snowboarding, or other winter activities, snow sports cover is essential. Our family travel insurance policies offer optional snow sports cover, ensuring you're protected while hitting the slopes. This coverage typically includes medical expenses and emergency evacuation.
- Coverage for a Range of Activities: From hiking and swimming to snorkelling and surfing, our family travel insurance covers a wide range of activities. This ensures your family is protected while participating in their favourite pastimes, offering comprehensive coverage for medical expenses, personal liability, and other potential risks.
Don't leave your family's travel plans unprotected. Get a quote for family travel insurance today to see what travel insurance is available.
Frequently Asked Questions (FAQ):
- Can I include my children in my family travel insurance policy? Yes, most family travel insurance policies cover children travelling with their parents or guardians. Be sure to check the policy's age limits and coverage details.
- What if I need to cancel my trip due to a family emergency? If you need to cancel your trip due to a covered family emergency, like a death or serious illness, your family travel insurance policy may reimburse you for non-refundable expenses.
- Does family travel insurance cover pre-existing medical conditions? Some policies may offer coverage for pre-existing medical conditions, but it's crucial to disclose any existing conditions when purchasing insurance. Check the policy's terms and conditions for details.
Remember: Travel insurance is a vital investment for any family holiday. Choose a policy that suits your family's needs and travel plans.
Travel Insurance for Child/Children
Annual Multi-Trip Travel Insurance: The Perfect Solution for Globetrotting Families
For families who love to explore the world, an annual multi-trip travel insurance policy can be a game-changer. This type of insurance offers comprehensive coverage for multiple trips throughout the year, saving you both time and money compared to purchasing individual policies for each journey.
Why is an Annual Multi-Trip Ideal for Families?
Families often travel more frequently than individuals, whether it's school holidays, weekend getaways, or extended vacations. An annual multi-trip policy eliminates the need to purchase new insurance for each trip, simplifying the process and ensuring you may always be covered. This is especially convenient for families with busy schedules who may not have time to research and compare different policies for each trip. The Annual Multi-Trip stays valid for one year only, if your Annual Multi-Trip policy expires, i.e. the return date on the Annual Multi-Trip policy lapses, you can always purchase another Annual Multi-Trip policy to ensure continuous travel insurance cover.
Comprehensive Travel Insurance Cover with Annual Multi-Trip
Annual multi-trip policies typically offer the same level of coverage as individual policies - this means you can select the appropriate level of cover for your Annual Multi-Trip (Medical Only, Essentials and Comprehensive), including:
- Overseas medical cover: May provide financial protection in case of illness or injury while abroad.
- Trip cancellation cover: Reimburses you for non-refundable expenses if you need to cancel your trip due to unforeseen circumstances.
- Lost deposits cover: Protects you from losing deposits if your travel supplier goes bankrupt.
- Holiday curtailment cover: Compensates you for the unused portion of your trip if you need to cut it short due to covered events.
- Baggage and personal effects cover: Protects your belongings against loss, theft, or damage during your trip.
- Personal liability cover: May provide financial protection if you accidentally injure someone or damage their property.
Snow Sports Travel Insurance for Family
For families who enjoy skiing, snowboarding, or other winter sports, annual multi-trip policies with snow sports coverage are ideal. This coverage typically includes:
- Medical expenses: Covers medical costs if you are injured while participating in snow sports.
- Emergency evacuation: May provide financial assistance if you need to be evacuated from the slopes due to a medical emergency.
- Equipment cover: Protects your skis, snowboard, and other equipment against damage or theft.
Popular Snow Sports Destinations for Families:
- Japan: Renowned for its powdery snow and family-friendly resorts, Japan is a top destination for skiing and snowboarding families.
- Canada: With vast ski areas and breathtaking scenery, Canada offers a diverse range of winter sports activities for families of all ages.
- Switzerland: Home to some of the world's most famous ski resorts, Switzerland may provide a luxurious and unforgettable winter sports experience for families.
Get a Quote Today!
If you're a family who loves to travel, an annual multi-trip travel insurance policy can offer the perfect solution for your needs. With comprehensive coverage, snow sports options, and convenience, you can embark on your next adventures.
Get a quote today and start planning your next globetrotting adventure!
Other benefits that may be included in family travel insurance from Travel Insurance Saver, depending on the specific policy chosen, can include:
- Personal Liability: May provide coverage if you or your family members are legally liable for accidentally injuring someone or damaging their property while travelling.
- Baggage and Personal Effects Cover: Protects your belongings against loss, theft, or damage during your trip. This can include luggage, clothing, electronics, and other personal items.
- Travel Delay: Reimburses you for additional expenses incurred due to unexpected delays, such as accommodation, meals, and transportation costs.
- Missed Connections and Departure: Covers additional expenses if you miss a connecting flight or departure due to circumstances beyond your control, such as flight cancellations or delays.
- Rental Car Excess: Reduces or waives the excess you need to pay if your rental car is damaged or stolen.
- Personal Accident: May provide financial compensation in the event of accidental death or permanent disability while travelling.
- Hijacking and Kidnapping: Offers coverage for expenses related to hijacking or kidnapping incidents, including ransom payments and crisis management services.
- Home Contents Cover: Protects your home and its contents while you are away on holiday, offering coverage for theft, fire, and other damage.
Remember to always carefully review the Product Disclosure Statement (PDS) of your chosen policy to understand the full extent of coverage, benefits, limitations, and exclusions.
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